Supercharged.
Self-Directed. Strategic:
SMSF Loans
Build your legacy with an SMSF loan designed to shape your future. Investing through your super fund can be powerful, but the path isn’t always simple. With unwavering support and expert mortgage brokers by your side, we turn complexities into opportunities; helping you create lasting wealth and take control of tomorrow.
Expert Guidance
The right advice ensures your SMSF loan aligns with your goals, maximizing benefits while staying compliant with superannuation regulations.
Smart Diversification
Investing through your SMSF opens doors to property opportunities, helping you build a balanced, resilient retirement portfolio.
Tax Advantages
Take advantage of significant tax concessions, making property investment through super an attractive, wealth-building strategy for your future.
Faster Approval of Loans
We know timing is everything. That’s why we work tirelessly to get your loan approved fast, so you don’t miss out on your dream home. We navigate the complexities and you get the keys, without the wait.
Free Loan Consultation
Your dreams matter to us, and we want to help you bring them to life. That’s why we offer honest, obligation-free consultations. We listen, guide, and give you clarity — because your future should start with confidence, not confusion.
Stress-Free Experience
Our property journey should feel exciting, not exhausting. We take care of the heavy lifting like paperwork, negotiations, and lender follow-ups so you can focus on what truly matters: imagining life in your new home.
Industry Expertise
Navigating the complexities of SMSF loans requires more than just financial knowledge — it demands true industry expertise. Whether you’re exploring residential investments or stepping into commercial property, the right guidance can transform your super into a powerful wealth-building tool.
Our seasoned mortgage brokers in Australia carefully assess your needs, crafting strategies that align with your long-term goals
From leveraging debt to maximize returns to ensuring compliance with superannuation rules, we simplify the intricate process. With our expertise, you can confidently build a diverse portfolio and take control of your financial future.
Reviews
We believe in building lasting partnerships, supporting you from your first SMSF loan consultation to ongoing reviews as your portfolio evolves. It’s not just about securing a loan; it’s about helping you grow your wealth with confidence and clarity, year after year.
Still deciding? Hear from those we’ve helped. With heartfelt reviews from clients across Australia, people trust Finnex to simplify SMSF lending and turn their property investment goals into reality.
Their expert guidance and personalized approach made the entire process seamless. I now own my first investment property through my super.
The team walked me through every step of buying a commercial property with my SMSF. Their knowledge, patience, and dedication were unmatched.
They explained everything clearly and found a loan that fit my long-term goals perfectly. Truly life-changing!
From understanding tax concessions to structuring the loan, Finnex handled it all with care and precision.
Frequently
Asked Questions
Uncertainty can be overwhelming. To end it, we provide honest answers, expert insights, and the clarity you need to move forward with confidence. These FAQs will provide you the answers to most of your questions.
What documents do I need as a self-employed borrower?
Usually, you’ll need:
● 1–2 years of personal and business tax returns
● Recent BAS statements
● Business bank statements We help package your application to suit lender requirements.
Can I borrow without full financials (low-doc loans)?
Yes. Low-doc loans are designed for self-employed borrowers with limited documentation. You may need to provide ABN proof, GST registration, and alternative income evidence.
Do you help with commercial property or business loans?
Absolutely. We offer tailored solutions for:
● Commercial property purchases
● Business expansion or equipment finance
● Working capital loans
How much can I borrow with an SMSF loan?
The borrowing capacity depends on your fund’s balance, serviceability, and lender policies, typically allowing up to 70–80% of the property value.
How long does the loan approval process take ?
Pre-approval: 1–3 business days
Formal approval: 5-10 business days, depending on the lender and documents provided.
Will applying for multiple loans effect my credit score ?
Yes. Multiple formal applications can lower your credit score. We pre-assess your situation and apply only when you’re ready.
How do mortgage brokers get paid ?
In most cases, our service is free to you. We’re paid a commission by the lender once your loan settles. If any fees apply, we disclose them upfront.
Are you accredited with multiple lenders ? How many?
Yes. We’re accredited with over 30 leading banks and non-bank lenders, giving you access to hundreds of loan products.
Can I switch lenders after I’ve taken out a loan?
Yes. You can refinance or switch lenders anytime. We’ll help you assess the cost vs benefit and manage the transition.
What documents do I need to apply for a loan?
Typically:
● ID (passport, driver’s licence)
● Payslips or tax returns
● Bank statements
● Existing loan/credit card details
We provide a checklist to make it easy.
